7,903 people joined and counting!

#JoinBestow on our mission to put the
consumer first in life insurance.

A decision in minutes, a policy too

Smarter insurance means you save

Backed by industry leaders

People are getting excited...

What used to take 2 weeks – 4 months can now be completed in less than 15 minutes, and you get the same quality of coverage. Like I said, Bestow is changing the game and making life insurance more attainable and not as expensive.


At @bestow_inc their quality is the same as other insurers, but it's 100% online so it makes it a million times easier for busy families like mine!


@bestow_inc is a true disruptor! 


...life insurance is important, but the whole process of agents and exams seems so dated and really, a hassle. That's why I was excited to hear about @bestow_inc


...wanted to share a new online process that I became aware of... @facebook.com/bestowinc! A much easier pathway to coverage for families.

 Joe Luginbill


Who is Bestow? Bestow is a technology company and licensed insurance agency, but not your typical agent. With Bestow, you answer simple questions online about your lifestyle and health and we use data to replace the traditional medical exam. Voila! If you're approved, you can buy your life insurance policy instantly. Bestow is a simple way to protect your family's financial future. 

Can I trust buying term life insurance from Bestow? Because your policy needs to last for years to come, we partnered with two of the largest and most respected companies in the insurance industry. Every policy offered by Bestow has A+ rated* financial backing. Read more about our fantastic partners in the footnotes.

How do I actually get my policy? When Bestow launches, you’ll be the first to know. We'll send you an email with a link to start your application.

What is term life insurance?  Life insurance is a protection for your loved ones in case you're not around to take care of them. Term life insurance provides coverage for a certain time period. So if you have term life insurance and die within the term, your beneficiaries receive the payout.

Who would be a good fit to buy insurance from Bestow? Life insurance is important to have if people in your life depend on you. If you are a U.S. citizen in good health overall, this could be a great fit!

Can I cancel or get more coverage? Yes and yes. The policies we offer are billed on a monthly basis, so you can cancel your policy or get more coverage at any time. Keep in mind that getting more coverage may require that you answer a few more questions and be approved, but still no medical exam. 

What happens after I sign up? After you fill out the form and click  "Get Early Access" you'll be redirected to a confirmation page with more information. You'll also get an email confirming that you've been added to the list. 

Terms and Conditions  
Policies are provided by North American Company for Life and Health Insurance® and Bestow is the licensed insurance agent and administrator. Entering your email address for early access does not guarantee that you will be eligible for life insurance. You will still need to apply and qualify to get a life insurance policy. 

Excluded States: Unfortunately, Bestow is not able to offer the first two months premium at no cost in the following states: Illinois, Kansas, Massachusetts, Minnesota, Pennsylvania, and South Dakota.  Residents from those states who apply can still purchase a policy if approved, and cancel within the first 30 days for a full refund. Bestow is not licensed to do business in New York.

*A+ (Superior), the second highest rating out of 15 categories, was affirmed by A.M. Best for North American as part of Sammons Financial Group on July 6, 2017. A.M. Best is a large third party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its ongoing obligations to policyholders. 

About North American Company 
North American Company is a member of Sammons® Financial Group, Inc. Since 1886, North American has established a tradition of providing quality insurance products to consumers throughout the U.S. and offers a comprehensive portfolio of term, universal life, and indexed universal life insurance products. As an affiliate of Sammons Financial Group, North American has something that, to our knowledge, no other group of companies in the life insurance industry can claim. ESOP ownership and employee participants in that ESOP. That equates to a culture of employees who think like owners. 

About Sammons Financial Group 
Sammons® Financial Group is comprised of North American Company for Life and Health Insurance®, MIdland National® Life Insurance Company, Sammons Retirement Solutions® Inc. and Sammons Financial Network® LLC, member FINRA.  

About Munich Re Group 
Munich Re, U.S. (Life), founded in 1959, is one of the largest reinsurers in the U.S. offering life and disability reinsurance to insurance companies throughout the United States. The company also writes group, credit and other reinsurance products. Headquartered in Atlanta, with offices in Chicago and New York, the company is licensed, accredited or authorized in all fifty states; Washington, D.C.; Guam; and Puerto Rico.